GoldLoanPro is the complete management system for gold loan companies — issue loans, track gold stock, manage repledges, and get audit-ready accounting entries automatically.
Free plan available · No credit card required
From loan issuance to balance sheet — all in one system, all linked to each other.
Issue loans, record gold items (gross/net weight, purity, market value), calculate compound interest daily, and close loans with one click.
Every transaction creates balanced double-entry journal entries automatically. Loan Receivable, Cash, Interest Income — all posted without manual entry.
Track bank repledges end-to-end. Record which gold items are repledged, monitor utilisation limits, and reconcile with bank statements.
Real-time stock register updated on every loan and repledge. Know exactly how much gold is in your vault at any moment.
Store Aadhaar, PAN, photos, and KYC documents. Verify customers before issuing loans. Full borrower history in one place.
Balance Sheet, Profit & Loss, Trial Balance, and Cash Book — always up to date, generated from your actual transaction data.
Print loan receipts, payment vouchers, and journal entries with your organization branding. Auto-numbered with configurable prefixes.
Head Officer, Branch Officer, and Verifier roles with separate permissions. No staff member can access what they shouldn't.
April–March financial year, INR currency, GST and PAN fields, LTV limits configurable per RBI guidelines. Built for Indian regulations.
No training required. No spreadsheet migration needed.
Create your account, set your interest rate and LTV defaults, and add your team members. The chart of accounts is created automatically.
Register borrowers with KYC documents. Record gold items, calculate LTV, and issue the loan — the accounting entry is created instantly.
Track interest accrual, collect repayments, manage gold stock and repledges. Pull financial reports any time for auditors or your own review.
Start free. Upgrade when you grow.
For individual operators getting started
For small gold loan businesses
For growing businesses with multiple staff
Unlimited — for large operations
All plans include unlimited customers, gold stock register, KYC storage, and double-entry accounting.
No. Every loan, repayment, and expense automatically creates the correct journal entries. You get audit-ready books without needing to understand debit/credit rules.
Yes. You can add customers and opening loan balances manually during setup. We're working on a bulk import feature for larger migrations.
Your data is completely isolated from other organizations. Only users you invite can access your account. Passwords are hashed with bcrypt and all connections use HTTPS.
Yes. The system defaults to the Indian financial year (April 1 – March 31) and supports configuring the start month if your organization uses a different year.
Currently each organization account covers one entity. Multi-branch with shared reporting is on the roadmap — contact us if this is a priority for you.
You'll receive a warning before hitting limits. Existing data is always preserved — you just need to upgrade to create new loans or add more users.
Join gold loan businesses already running on GoldLoanPro. Free to start, no credit card needed.